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Monday, 14 May 2018

Bad Habit - Addicted of Smoking, Alcohol, Drugs if stop it and Create investing habit-Enjoy Retirement.

A HABIT (want or desire) is a routine of behavior that occurs repeatedly, regularly and subconsciously.
The American Journal of Psychology (1903) defines a "habit, from the standpoint of psychology, as a more or less fixed way of thinking, willing, or feeling acquired through previous repetition of a mental experience.

Habitual behavior often goes unnoticed in persons exhibiting it, because a person does not need to engage in self-analysis when undertaking routine tasks. Habits are sometimes compulsory. 

New behaviors can become automatic through the process of habit formation. 
Old habits are hard to break and new habits are hard to form because the behavioral patterns which humans repeat become imprinted in neural pathways, but it is possible to form new habits through repetition.

Types of Habits

Good habits such as reading, Charity work, help needy etc are beneficial to the addict. 
Bad habits such as Smoking, Alcohol and Drugs which   had the negative effect on the addicts 

These are some habits,
Being eating out more than a couple times a month, 
Buying too much junk food, 
Wasting utilities when not needed such as water and electricity or using them at worst times of the day, where its waste. 
some do not check the air in our tires, changing oil nor getting a tune-up on time, 
some buy too many clothes, shoes.

The average  American smoker buys 1-2 packs per day and pays an average price of $7 per pack. 
Let's take a look at what cutting that one bad habit like I did a few years back can do for your ability to invest in your business.
1 pack a day habit at $7 a pack is  $ 7 days =$49 a week and 
$7 X 30 days or 31 days =$310-$317 a month. 
It is  365 day a Year x 7 =$2,565 a year as part of your disposable income.
Disposable because you already spend it on something you don't really need.
Some may be spending even double than above.
Now think this way, if you are an SFI affiliate and you invest $2565 through some of our better vendors could buy 1500 to 2500 new PSA a year. 
If just 2 percent become and stay active and achieve a minimum EA every month you would have between 30-50 new income generating PSA. 
Follow the 5x5 structure of the Opti Build program or manually follow the list and you could personally recruit your first 2 levels of active PSA in one year and fill them up to 50 of the 125 needed for level 3 the following year. You would soon be in profits and all because you stopped smoking.

We drink, some do drugs, some just spend too many days fishing that doesn't seem to cost much but sure seems to add up quickly, especially the fuel to go to the lake/river/ocean.
The point is we all have waste items and expenses we can do without necessity. This disposable income can be invested and for a very nice return income. 
Soon your bad habits can be paying you a huge income.

Now I ask myself, does spending money on my bad habits benefits me, am I making a wise choice purchasing tobacco and alcohol. A lot of the habits that don't benefit me are going, going, gone If you commit to free your self from bad habits. Yes, To stop the bad habit is the hardest thing to do at the time. Now, that smoke money has become the $50) budget I promised myself to commit to my SFI business when I first made a budget in my SFI profile.
The alcohol had to go. No more binge drinking and making the wrong decisions. Besides causing damage to the lungs, there goes the liver and kidneys.

Now I ask myself, does spending this money benefits me, am I making a wise choice purchasing this item. A lot of the habits that don't benefit me are going, going, gone.
The biggest habit or addiction I now have is my SFI business, and I ask myself everytime I go to make a purchase - does this benefit me in the bigger scheme of things.

Most people find it very easy to spend money and time on things they don't need instead of investing in their health or business.

I don't know what the ratio of people around the world who smoke, cigarettes are very expensive. If everyone who does smoke gave them up and save huge money and calm down Global warming and pollution downgrade and make living healthy and if they invested their money in SFI, can you just imagine how well they would build their business......and be healthier into the bargain.

On Tuesday the federal government announced it will increase the tobacco excise by 12.5 percent a year for the next four years. The plan will cause the price of a packet of 25 cigarettes to rise to about $40, up from $25 today. May 4, 2016
How on earth can people justify paying that sort of money on something so unhealthy with absolutely no return? Put the money to good use in SFI.
I'm sure many of us can find stop buying a Starbucks coffee, daily and invest it in their SFI business... I know that in the long run, the rewards will be repaid many times over!!
Aside from the mone waste and unnecessary expenses, there is also the health hazards. Health is 

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